I discussed the other day with some people a "scam" that I really despise. I was reminded of this scam by a phone call a few weeks ago. Now, before I go any further, let me establish some background.
I hate having products or services pushed upon me. If I am interested in something, I will go find it myself. I don't need someone else to do my thinking and research for me. This is why advertising drives me nuts. Even more so, this is why we have a rule in our house that we never purchase anything over the phone or at the door. I despise most of those people for even attempting to do so. The lone exception is kids selling candy. One, because I like eating candy, and two, because I had to do it as a kid and know that it is difficult.
One last sidenote on this before I return to the main storyline. Quit sending kids door to door with magazine subscriptions. I know some company is making fat cash at their expense by not having to actually give out product, but it really sucks. Why would I buy a high-priced subscription, when I can get one for a fraction of the cost either directly from the magazine, online from somewhere like Amazon, or in the case of things like Maxim, have 10 years or so for free thanks to stupid Internet tricks?
Now, back to the scam. I get a call from Wells Fargo (aka Satan). We financed some furniture when the store had a no interest deal, and it happened to be Wells providing the financing, so of course now they think they are my buddy and can call me up at will. The chick on the phone was pimping a line of credit. First, I never want a line of credit. However, I was lazy this day and didn't feel like hanging up immediately, so I let her go on. She whipped out a very slick telemarketer (aka Asshole) trick where rather than asking if I was interested they simply verify your address. I knew she was doing this, but what the heck.
She then proceeded to tell me that they would send info, and if I was interested I could send it back. Yeah right. Instead of course, the second it came in the mail I was already approved and accepted. Now, on to my biggest gripe. The "line of credit" was simply a credit card. This is the second time I have run into this. We financed our TV a few years ago because there was a similar no-interest deal. That time, I asked if our financing would simply be through a financing company, or would it be a credit card. The jackass posing as a manager at the store said "Oh no, it's not a credit card." Two weeks later I had my new Mitsubishi Triple Diamond card in the mail. Meh.
So, you have seen here at least 4 scams/deceptions that are used by these people. All annoying, and all the more reason these people should be ignored and eliminated as often as possible.
That's all. Go watch
My Name is Earl and you'll feel better again.
Next, yours truly and the better half:
